This has been a number of years in the making (going back to December 2016) and is a good first step. Hopefully some FinTechs will look to obtain a federal banking charter ….
Policy Statement: https://www.occ.gov/publications/publications-by-type/other-publications-reports/pub-other-occ-policy-statement-fintech.pdf
Manual: https://www.occ.gov/publications/publications-by-type/licensing-manuals/file-pub-lm-considering-charter-applications-fintech.pdf